640 Settlers Ln

The "Your Estimate" Estimated Home Value is based on sales price data gathered from public records. It is not based on an appraisal of your home. Please see Terms of Use for complete disclosures.

The Estimated Time to Sell is based on comparable homes in your local MLS that have sold in the last full calendar month.

Estimated Home Value Disclaimer:

Estimated Home Value provided by a third party. This estimate is an approximation and is not a guaranteed statement of value. Each home is unique. Your home’s estimated value can vary depending on its location, current market conditions, data availability in a given area, and other factors. Obtaining a professional appraisal or requesting a Comparative Market Analysis from a real estate agent is recommended. This estimate does not constitute an appraisal valuation.

Estimated Time to Sell Disclaimer:

Estimate based on data derived from local MLS data. This estimated time to sell is an approximation and is not guaranteed for accuracy. Each transaction is unique. Your timing may differ.

An estimated replacement cost (ER) is a calculation of how much it would cost to rebuild or replace a home or other property in the event of a total loss. It's a crucial element in determining the appropriate level of coverage for a homeowners insurance policy. ER is different from the market value of a property, which reflects its current worth in the real estate market, and includes factors like land value.

How it's estimated:

• Insurance companies use various methods: They may use specialized software, analyze local construction costs, or work with contractors and appraisers to get an accurate estimate.
• Factors considered: These include the home's size, construction materials, age, and location.
• "80% rule": Insurance companies often recommend insuring a home for at least 80% of its replacement cost to avoid underinsurance penalties, according to Liberty Mutual.

Estimated Replacement Cost Disclaimer:

The information provided on FreeHouseValue.com, including the Estimated Replacement Cost (ER) details, is for informational purposes only and should not be considered legal, financial, or insurance advice. The ER calculations are estimates based on MLS data, public data and or general data and may not reflect the actual cost to rebuild or replace a property. For precise valuation and coverage decisions, consult with a qualified insurance agent or real estate professional. FreeHouseValue.com and its affiliates are not responsible for discrepancies or financial losses resulting from reliance on this information. Always verify with appropriate professionals before making insurance or real estate decisions.

Effective Date: 07 31, 2025

Welcome to Free House Value, operated by Free House Value LLC (“Company,” “we,” “our,” or “us”). By accessing or using https://www.freehousevalue.com (the “Site”), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Site.

1. Description of Services

Free House Value provides home valuation estimates, real estate agent matching, lead generation services, and connections to professional service providers such as mortgage brokers, insurance agents, plumbers, and more. Some services are provided directly by Free House Value, while others are fulfilled by third-party partners.

2. User Accounts

You may browse the Site without creating an account. However, to follow a property and receive notifications (such as price changes), you must register an account. You are responsible for maintaining the confidentiality of your login information and are responsible for all activities under your account.

3. Consent to Contact

By pressing “Follow Property” or submitting a form on this Site, you agree that Free House Value and its affiliates, including real estate professionals and service providers, may contact you via phone calls, texts, and emails in connection with your inquiry. This contact may involve the use of autodialers, artificial or prerecorded voice messages, or other automated systems.

Consent is not a condition of purchase. Message and data rates may apply. By using the Site, you also agree to these Terms of Use.

4. Information Sharing

We may share details about your recent and future activity on the Site with our affiliated agents and service providers to help them better understand your interests and needs. Free House Value does not endorse or guarantee the performance of any individual service provider or real estate professional.

5. Third-Party Services

Free House Value partners with a wide variety of service providers, including but not limited to real estate agents, lenders, roofers, insurance brokers, and home service professionals. We are not responsible for the performance, pricing, or actions of third-party providers. Your interactions with third parties are governed by their terms and policies.

6. Intellectual Property

All content on this Site—including text, graphics, logos, icons, images, and software—is the property of Free House Value LLC or its licensors and is protected under intellectual property laws. You may not copy, modify, reproduce, republish, or distribute any part of the Site without our prior written consent.

7. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of home valuations or any third-party service recommendations.

8. Limitation of Liability

To the fullest extent permitted by law, Free House Value LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on any information provided here.

9. Indemnification

You agree to indemnify, defend, and hold harmless Free House Value LLC and its officers, directors, employees, and affiliates from any claims, liabilities, damages, and expenses arising from your use of the Site or violation of these Terms.

10. Cookies and Tracking

We use cookies only for specific user features, such as the “forgot password” function. We also use Google Analytics, Google Tag Manager, and Facebook Pixel for performance tracking and advertising purposes. See our Privacy Policy for full details.

11. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to its conflict of law principles.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

13. Contact Information

For questions or legal inquiries, contact us at:

Free House Value LLC
Wilmington, NC 28411
Email: info@freehousevalue.com